Tristar Claim Partners property claim representation

The Authority Behind Your Claim

Not all public adjusters are created equal. Tristar brings legislative expertise, carrier relationships, and insider knowledge that few firms can match.

Free Consultation Meet the Team

What Sets Tristar Apart

Complex losses need authority, credibility, and focus.

Phil Breeden Helped Write the Law

Founder Phil Breeden was instrumental in drafting Tennessee public adjuster licensing legislation. That legislative background gives Tristar an unusually deep understanding of the regulatory framework behind each claim.

30+ Years of Carrier Relationships

Since 1989, Tristar has built professional relationships with major insurance carriers operating in Tennessee. Carriers know that when Tristar presents a claim, the documentation is thorough and credible.

Ron Osteen: 20 Years on the Carrier Side

Ron Osteen spent two decades as an insurance adjuster working for carriers. He understands how insurance companies evaluate claims, where they minimize payouts, and what documentation they need to approve a fair settlement.

Minimum $250K — Because Focus Means Results

Tristar focuses on claims of $250,000 and above so complex commercial and high-value residential losses receive dedicated expertise, full attention, and the resources they require.

Authority You Can Put Across the Table From the Carrier

A major property claim is not just paperwork. It is a documented business case presented to a carrier with its own adjusters, engineers, estimators, and counsel.

Regulatory fluency

Because Tristar helped shape Tennessee public adjuster licensing, the team understands the duties, boundaries, and professional standards that govern public adjusting work.

Carrier-side pattern recognition

Decades of claim work reveal where carriers commonly compress scope, apply depreciation, dispute causation, or delay decisions. Tristar prepares claims with those pressure points in mind.

Credible expert coordination

When a loss requires engineering, moisture mapping, restoration pricing, or forensic accounting, Tristar coordinates the right expertise so the claim package is defensible.

Focused claim selection

A $250,000 minimum claim size lets Tristar concentrate resources on substantial losses where professional representation can materially affect the result.