Tennessee's Most Experienced Public Adjuster
From the man who helped write the Tennessee public adjuster licensing law. Over 30 years of recovering what policyholders are owed. Representing commercial and high-value residential property owners in claims of $250,000 and above.
What Is a Public Adjuster?
When your property suffers damage, your insurance company sends their adjuster to assess the loss. That adjuster works for the insurance company — not for you.
Your Advocate in the Claim
A public adjuster is a licensed professional who works exclusively on your behalf, ensuring your claim is properly documented, valued, and settled.
The Difference Matters
You would not go to court without your own attorney. You should not navigate a major insurance claim without your own adjuster. Tristar is retained by you and legally bound to represent your interests — not the carrier's.
Full Documentation and Negotiation
Our goal is to document every element of your loss and negotiate the full settlement your policy provides.
When to Call Tristar
The earlier Tristar is involved, the easier it is to preserve evidence, organize the claim, and prevent avoidable settlement friction.
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Before the carrier inspection
If possible, call before the insurance company completes its first inspection. We can help you understand what should be documented and what questions to ask.
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When the first estimate feels too low
Initial carrier estimates often miss hidden damage, code requirements, specialty trades, or business interruption impacts. Tristar can compare the offer against the real scope of loss.
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After a denial or reservation of rights
Coverage disputes require careful policy review and organized evidence. We can evaluate the carrier position and help determine the next practical step.
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For supplemental or reopened claims
If additional damage appears after work begins, or if an old claim was under-scoped, Tristar can assess whether a supplement or reopening is appropriate.
Three Reasons Property Owners Trust Tristar
Complex commercial and high-value residential losses require authority, relationships, and disciplined claim preparation.
Authority
Founder Phil Breeden helped write the Tennessee public adjuster licensing legislation. With over 30 years of carrier relationships and regulatory knowledge, Tristar brings unmatched credibility to every claim.
Results
Clients consistently recover substantially more than initial carrier offers. We handle inspection, documentation, policy analysis, and negotiation so nothing is left on the table.
Scale
We focus on claims of $250,000 and above because complex commercial and high-value residential losses require dedicated expertise and full attention from start to settlement.
Experienced Claim Representation Across the Mid-South
Tristar Claim Partners has served policyholders since 1989 from Franklin, Tennessee.
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30+ Years Experience
Decades of public adjusting, carrier relationships, and claim strategy.
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1000s of Claims Settled
A long track record of guiding policyholders through complex losses.
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$M+ Recovered
Focused on maximizing documented settlement value under the policy.
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TN, KY & MS Coverage
Representing commercial and high-value residential owners across Tennessee, Kentucky, and Mississippi.
Our Clients Say It Best
"I own many rental and investment properties. The Tristar team has proven its value to me over and over. My loss settlements always net out substantially larger — and my time is greatly freed up for more productive activities. Tristar is always my first step when I have an insured loss."
"I just wanted to say a special thank you for the work you did for me. Based on the circumstances, and me being a few thousand miles away, I believe I would have had a lot of trouble with the insurance company. I would certainly recommend your service to anyone in a similar situation."
"After our commercial property sustained major damage, the carrier's initial offer was far below what we needed to properly restore the building. Tristar documented every detail, negotiated persistently, and the final settlement was substantially higher than the original offer."
Request Your Free Consultation
There is no cost and no obligation to speak with us. We'll review your situation, explain your options, and give you an honest assessment of whether Tristar can help. If we take your case, we work on contingency — we earn nothing unless you receive a settlement.
Phone
(615) 724-2424Address
6640 Carothers Parkway, Suite 310, Franklin, TN 37067