Tristar Claim Partners property claim representation

Experience That Makes the Difference

Tristar's leadership team combines decades of public adjusting expertise with insider carrier knowledge and modern technology infrastructure.

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Leadership

Meet the people guiding Tristar Claim Partners.

Phil Breeden — Founder | Consumer Advocate | Public Adjuster

Phil Breeden is a nationally respected insurance consumer advocate and the founder of TriStar Claim Partners. With more than three decades standing up for policyholders, Phil believes insurance companies have entire teams working for them — policyholders deserve the same. In 1989, Phil returned to Tennessee and made history as the first licensed public insurance adjuster in the state. Today he continues to advocate for clients with clarity, experience, integrity, tenacity, and resolve.

Ron Osteen — Senior Advisor | Business Development

Ron Osteen brings decades of relationship-driven sales and business development experience to TriStar. He listens first, asks the right questions, and brings clarity to conversations that can otherwise feel overwhelming. His background includes construction, real estate, SaaS, media, and professional services. At TriStar, Ron guides clients from first conversation through commitment so they feel informed, supported, and comfortable at every step.

How the Leadership Team Works Together

Clients get more than one point of view: advocacy, relationship management, claim strategy, and secure operational support all working in the same direction.

  1. Step 1

    Advocacy and claim authority

    Phil Breeden brings policyholder advocacy, public adjusting authority, and decades of experience negotiating substantial property losses.

  2. Step 2

    Client guidance and relationship clarity

    Ron Osteen helps prospective clients understand the engagement, sets practical expectations, and keeps the first conversations clear and grounded.

  3. Step 3

    One coordinated client experience

    The team aligns around the same objective: document the full loss, communicate clearly, and pursue the settlement the policy supports.

Key Highlights

A leadership foundation built on advocacy, relationships, and systems that support excellent claim work.

First licensed public adjuster in Tennessee

Phil Breeden made history in 1989 and has spent decades advocating for policyholders.

Decades of business development

Ron Osteen brings construction, real estate, and client advisory experience to the first conversation.

Ready to Work with Tennessee's Best?

Our team is ready to review your claim and provide an honest assessment. The consultation is free and there is no obligation.

Address

6640 Carothers Parkway, Suite 310, Franklin, TN 37067